Payment Calculator

$
Total amount to finance
%
Annual percentage rate (APR)
months
Duration of the loan
$
%
Amount or percentage of loan amount
%
State and local sales tax rate
$
Title, registration, documentation fees
If unchecked, taxes and fees are paid upfront

Payment Summary

Estimated Monthly Payment
$452.27
Loan Amount $20,000.00
Down Payment $5,000.00
Sales Tax $1,875.00
Fees $500.00
Total Loan Payments $27,136.20
Total Interest Paid $2,136.20
Total Cost $28,511.20
This calculator is for estimation purposes only. Actual payments may vary based on credit and lender policies.

Amortization Schedule

Period Payment Principal Interest Remaining Balance
$
MSRP or negotiated price
months
Duration of the lease (typically 24-48 months)
MF
Lease equivalent of interest rate (divide APR by 2400)
%
Estimated value at lease end (typically 50-60%)
$
Capitalized cost reduction
$
Acquisition, documentation, registration fees
%
State and local sales tax rate
Compare with zero down payment option

Lease Summary

Estimated Monthly Payment
$429.85
Vehicle Price $35,000.00
Residual Value $19,250.00
Depreciation Amount $15,750.00
Interest (Finance Charge) $2,124.60
Total Lease Payments $15,474.60
Due at Signing $3,000.00
Total Cost $18,474.60
$0 Down Payment Option
Monthly Payment $499.85
Due at Signing $1,000.00
Total Cost $18,994.60
Lease calculations are estimates. Actual terms depend on credit score, negotiations, and specific lease offers.
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